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Century 21 VJF Realty October Newsletter

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Happy Halloween!

 

October 2011

Newsletter

 

In This Issue
Our YouTube Channel
NEW LISTINGS
Take The Stress Out
Top Priorities for First Time Buyers
Importance of a Checklist
Century 21 Quick Links
HUGE PRICE REDUCTION!
 
989 Peekskill Hollow Rd, Putnam Valley
989 Peekskill Hollow Rd, Putnam Valley $299,999
NEW LISTINGS  
  

 

20 Deans Corner
20 Deans Corner Rd Brewster $1,150,000
18 The Terrace
18 The Terrace Katonah $575,000

   

5 Ivy
5 Ivy Ln, Wappingers Falls $240,000
19 Elizabeth
19 Elizabeth Ct Brewster $599,999
20 Saratoga
20 Saratoga, Carmel $339,000
1025 N Horsepound
1025 N. Horsepound Rd Carmel $325,999
24 Allen
24 Allen Dr, Brewster $249,999
5 Freemont
5 Freemont Rd, Brewster $169,999
Kent Rd
Kent Rd, Wappingers Falls $379,000

 

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 TAKE THE STRESS OUT OF HOME BUYING   Couple peeking into a homeBuying a home should be fun, not stressful. As you peek into windows looking for your dream home, keep in mind these tips for making the process as peaceful as possible.1. Find a real estate agent who you connect with.Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the REALTOR® you chose is both highly skilled and a good fit with your personality.2. Remember, there’s no “right” time to buy, just as there’s no perfect time to sell. If you find a home now, don’t try to second-guess interest rates or the housing market by waiting longer – you risk losing out on the home of your dreams. The housing market usually doesn’t change fast enough to make that much difference in price, and a good home won’t stay on the market long.

3. Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of your immediate family – the people who will be living in the home.

4. Accept that no house is ever perfect. If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect, but the roof needs repair. Make a list of your top priorities and focus in on things that are most important to you. Let the minor ones go.

5. Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price or by refusing to budge on your offer may cost you the home you love. Negotiation is give and take.

6. Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself – room size, kitchen, etc. – that you forget about important issues as noise level, location to amenities, and other aspects that also have a big impact on your quality of life.

7. Plan ahead. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate home insurance, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.

8. Factor in maintenance and repair costs in your post-home buying budget. Even if you buy a new home, there will be costs. Don’t leave yourself short and let your home deteriorate.

9. Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big financial commitment. But it also yields big benefits. Don’t lose sight of why you wanted to buy a home and what made you fall in love with the property you purchased.

10. Choose a home first because you love it; then think about appreciation. While U.S. homes have appreciated an average of 5.4 percent annually over from 1998 to 2002, a home’s most important role is to serve as a comfortable, safe place to live.

~ courtesy Realtor.org

TOP PRIORITIES FOR FIRST-TIME HOME BUYERS   Buying a homeIt’s easyfor first-time homebuyers to become overwhelmed as they begin their home search. Often, buyers get distracted by a newly renovated kitchen or finished basement, and lose sight the big picture when choosing a home. See below for three factors that should be a priority as you navigate the home buying process.

1.  Pricey proposition – Set a price point BEFORE you start looking for homes. It is important to talk with your REALTOR® about your budget so he/she can focus on homes within your price range. It’s helpful to leave yourself a financial cushion when deciding on what to spend. Factor in closing costs, repairs, down payment and even unexpected expenses to help you find a price you feel comfortable with.

2.  Location, location, location – This is one of the few things you absolutely cannot change about your property. If you need to be in close proximity to mass transit or within a specific school district, only view homes that fall within this area. Is it really your dream home if you are out of your desired commuting distance? Also, be aware of the condition of the neighborhood. Is it safe for you to live or desirable should you decide to sell down the line?

3.  Room to grow – Remember to ask yourself how long you plan on staying in your new home. Will the one-bedroom loft or two-bedroom cottage work for you in five years?

THE IMPORTANCE OF A CHECKLIST   ChecklistWhen looking for a property, the price is far from the only prerequisite. Simplify the home buying process with a checklist of necessary criteria that your new property must fulfill. When you focus on what you absolutely need in your home, you save yourself (and your real estate agent) both time and money. Share your list of priorities with your Realtor, so if needed, she can narrow down the search and eliminate any properties that are out of proximity to your work, public transportation, or desired school district.

When viewing potential properties, bring your checklist, so you can easily compare and rank different homes according to how each meets your needs. Remember there is a difference between your wants and your needs. You may need three bedrooms and although you would prefer hardwood floors, they are not essential. You can always do upgrades later, such as finishing off the basement or attic space or pulling up those carpets…what you can’t change is your property’s location and the size of your lot.

We suggest the following should be included on your list: number of bedrooms, number of bathrooms, number of stories, presence/size of a backyard, style of kitchen, presence of a formal dining room, basement, attic and living room, amount of storage and living space, type of heat, presence of central air, and type of siding.

If you plan to enlarge a home, check with your Realtor to make sure construction is a possibility. For added assistance, century21vjf.com has a buyer’s checklist that you can download here.

 
 
 
 
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October 4, 2011 Posted by | Century 21 V.J.F. Realty, Real Estate, Uncategorized | , , | Leave a comment

Century 21 VJF Realty Newsletter ~ August 2011

 
C21 Agents rock
logo

 August 2011

Newsletter

In This Issue
NEW LISTINGS
What NOT to do When Buying
Featured Listing
What Affects Credit Scores?
***RATE ALERT!***
How Are We Doing?
Century 21 Quick Links
NEW LISTINGS  
  

 

1 Meadowlark
1 Meadowlark Dr, Carmel $480,000
The Arch Restaurant
Restaurant for sale! 1292 Route 22, Brewster $1,150,000

  

136 Towners
136 Towners Rd, Carmel $310,000
14 Lake Ellis
14 Lake Ellis Rd, Wingdale $199,900
16 Phillard
16 Phillard Rd, Patterson $449,900
17 Oakwood
17 Oakwood Dr, Brewster $419,000
224 Cricket Hill
224 Cricket Hill Rd, Dover Plains $445,000 ALSO FOR RENT MLS #3124747
2404 Village
2404 Village Dr, Brewster $234,900
459 Barrett Hill
459 Barrett Hill Rd, Mahopac $399,999
509 E Branch
509 E. Branch Rd, Patterson $569,000
82 Livingston
82 Livingston, Carmel $229,900
Martling
537 Martling Ave, Tarrytown $499,900
Union
13 Union Rd, Carmel $309,000

  

1801 Village Dr, $224,900
1801 Village Drive, Brewster $224,900

 


What NOT to do Before Buying a Home
   A lender will examine your debt-to-income ratio to qualify you for a mortgage. Debt-to-income ratio is the percentage of your gross monthly income, before taxes, that is reserved to pay down debt. If you’re serious about buying a home, avoid these common mistakes that will compromise the amount of your approved loan:No new debt!Delay large purchases. This includes jewelry, vacations, appliances and especially vehicles. Hold off on buying a new vehicle, as a sizable monthly car payment can push the debt-to-income percentage over what lenders feel is a safe limit, and you may be denied the loan or have to settle for a smaller loan.Do not co-sign on a loanfor anyone else. Although you will not be making the payment, the lender still views this as your debt.Don’t move money around. A lender will require you to supply bank statements for all your accounts during recent months. Any large deposits or withdrawals will be red flags to the lender, and may slow or inhibit the escrow. Changing banks is also unadvisable. Remember, the simpler your finances are, the better.

Avoid changing jobs. When you change jobs, it can be difficult for lenders to predict future earnings. Any major career changes, such as corporate employee to self-employed, should also be delayed. Remember, the lender will look two years back and average your income. Anything that will make that process difficult is a bad idea.

For more tips on the home buying process, please contact one of our Century 21 V.J.F. Realty professionals  today.

FEATURED LISTING

 
16 Phillard Rd - Patterson, NY 12563
16 Phillard Rd – Patterson, NY 12563

DEPART FROM THE ORDINARY.  Contemporary colonial in lovely area on private cul-de-sac.  3 bdrms, 2.5 baths, 2,268 square feet. Enjoy 2-story entry, Pergo floors thruout, large gourmet EIK with cherry cabinets, granite counters & island. Large deck is perfect for entertaining. $449,900

What Affects Credit Scores?   7 Misconceptions about what affects your score If you’re trying to raise your credit score to get a good rate for a refinance or HELOC, you might be surprised by what affects–or doesn’t affect–your score.You have to keep your credit score up in case you want to take out a second mortgage or home equity line of credit (HELOC), or get the lowest premiums on your home owners insurance. Here’s the 411 on how various money management tactics goose up or ding your credit score.More money improves your credit scoreFalse. Your level or sources of income don’t affect your credit score, although lenders may look at it when making loan decisions, according to the Fair Isaac Corp., the company that issues the commonly used FICO credit scores.

Ownership of several credit cards can hurt your credit scorecredit

Mostly false. Having many credit lines isn’t necessarily a bad thing, says credit expert Liz Weston, author of Your Credit Score. Multiple lines give you a favorable debt-to-available-credit ratio. But use them correctly: It’s best to keep any balances below 10% or 20% of the total credit line, she says. Anything more will affect the ratio of debt-to-available-credit, which can decrease your credit score.

Opening and closing credit lines can hurt your credit score

True. New credit applications can decrease your credit score, so be careful about applying for new credit cards or personal loans before applying for a HELOC, second mortgage, automobile loan, or other large line of credit.

Surprise: Closing existing credit lines may also hurt your credit score, since it’ll damage your debt-to-available-credit ratio. A good rule is not to make any credit changes in the months leading up to a major credit request, such as for a HELOC.

Consolidating credit lines will help your credit score

Mostly false. Although it may seem like a good idea to move all your balances to one card, that can actually hurt your credit score, since your debt-to-available-credit ratio will spike on that card, says Weston.

However, credit expert Harrine Freeman says such a slight decline isn’t necessarily a deal-breaker for a loan, especially if the card has a lower interest rate and will allow you to pay off the balance sooner. Your score will increase as soon as that ratio goes down.

Changing jobs can hurt your credit score

Partly true. Taking a new job or losing your job doesn’t affect your credit score. However, if you have a spotty employment history, lenders may hold that against you in making a loan. Dips in income may signal that it could be difficult to pay bills in a timely manner.

Co-signing for others can hurt your credit score

Partly true. Simply co-signing on a loan for someone else may not affect your score, but if that person is late on paying the loan, it’s likely to show up on your report, says Freeman. And that’s a nasty surprise if you didn’t know the person was late.

Judgments and liens aren’t considered in your credit score

False. If you’ve had a judgment or lien filed against you, it’s considered in your payment history, which represents 35% of your score.

Similarly, while most utility companies don’t report payment history to credit bureaus, your account will likely be reported if it is seriously delinquent and referred to a collection agency.

Additional details on how to manage your FICO score are available on the FICO site.

Article From HouseLogic.com 

By: Gwen Moran

***RATE ALERT!***RATE ALERT!***RATE ALERT!***  

RATES ARE AT 60-YEAR LOWS!

 

Debt Ceiling Fears and Economy Fears createGHMC UNBELIEVABLE borrowing benefit.

Rates have plummeted to 1950’s levels

(Happy Days are here again?)

30 Year Fixed Rate: 4.375%, No Points, 4.43% APR

30 Year Jumbo Fixed: 4.375%, 1 point, 4.403% APR

  

I’m often asked: What makes rates go up or down?

Here’s a simplified answer: YOU and the economy.

Are you spending more or saving more?  If you are spending more that means companies may do better; hence, rates will probably go up.  If you save money, companies may show less profit, and this usually translates to lower rates. 

The same is usually true with the state of the economy: When the economy does well, the rates typically go up. When the economy is not doing well the rates typically go down.

If you are looking for a home, there could be a silver lining in the state of the economy for you, and that silver lining is unbelievably low mortgage rates.  So don’t wait…call me today to see what you qualify for!  

Carey Lance Hollander

(914) 424-5962 Cell

NMLS # 94044

chollander@ghmc.com

 

Not available on all programs. Rates are for informational purposes only. Not all applicants will qualify. Certain restrictions apply.  

HOW ARE WE DOING?  
How are we doingThis is our 3rd year of providing you with real estate news and we want to thank you for reading and being such loyal supporters. 
In our continuing effort towards excellence, we want to know what you, Reader, are looking for in real estate news. We would be pleased to hear suggestions about what topics are relevant to you today. 
Better yet, if you have a specific question, feel free to email that question to us at info@century21.com and we can highlight that topic in next month’s newsletter.
If you enjoy reading this newsletter each month, please put yourself on our official mailing list by pressing the
Join Our Mailing List button below.   Thank you!

 

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Century 21 V.J.F. Realty Inc. | 973 Route 22 | Brewster | NY | 10509

August 5, 2011 Posted by | Century 21 V.J.F. Realty, Real Estate, Uncategorized | , , | Leave a comment

My Life as a Realtor – Day 187

My Life as a Realtor ~

Day 187:

A great Busy – Busy day! In the morning, I headed into the office to wait for my first appointment to show my listing in Brewster, NY

My 2nd/3rd and 4th clients were viewing all in New Fairfield, CTOf which one was my other listing in New Fairfield

A misty rain the entire day, but not cold – which made for easy showings and better commutes for all my clients!

January 28, 2010 Posted by | Brewster, My Life as a Realtor, My Listing, New Fairfield, Uncategorized | , , , , , , | Leave a comment

My Life as a Realtor – Day 170

My Life as a Realtor ~

Day 170:

Office Meeting today – the first for 2010 – at Century 21 VJF Realty.  It was nice seeing everyone and enjoyed some breakfast and catching up…

I ended up saving my bagel with cream cheese for lunch

After our meeting, I stayed and did some work – then back home – Faith drove once again – and I am the luckiest gal since I have my mom – a minnie me – at home – cleaning, cooking and caring for the kids and pets.  As I said in yesterday’s post… “It’s a Wonderful Life”

January 10, 2010 Posted by | Uncategorized | , , , , | Leave a comment

My Life as a Realtor – Day 143

My Life as a Realtor ~

Day 143:

It’s Friday – after working a bit, cleaning and spending some time with my mom – it was time to get ready for our Holiday office party at Century 21 VJF Realty.  When I arrived, I was starving…

and stuffed by the time I left!

Afterwards, back home – to work and then a trip to Shaws.

December 14, 2009 Posted by | Century 21 V.J.F. Realty, My Life as a Realtor | , , , , , , | Leave a comment

My Life as a Realtor – Day 111

My Life as a Realtor ~

Day 111:

Happy Veteran’s Day! and Happy Birthday Jonathan – my youngest turns 14 today!!

All the kids are home today – left them enjoying Jonathan’s gift – a new X-Box 360 while I flew to the officeCentury 21 VJF Realty – did some needed paperwork – then headed out to meet with my clientsFirst Time Home Buyers purchasing a home in Brewster, NY.  Today was their inspection day!

All went well – Dennis with Mr. Inside Out – thoroughly inspected the home, even getting up on the roof – which some inspectors will not do – and discussing helpful tips on living with a home that has a well and septic system.

Mr. Inside Out                                                                        Google Imagery

Then I was off to the races!  Picked up Melissa at the Danbury Fair Mall – she worked until 2pm and her car is still being repaired!  Then stopped at the A & P  in  Danbury, CT .

Then home to make dinner – since it’s Jonathan’s Birthday, he got to choose – it was Meatballs and spaghetti.  Afterwards, we had Ice Cream Cake and wished Jonathan a wonderful year!

HPIM2867

 

November 14, 2009 Posted by | My Life as a Realtor, Uncategorized | , , , , , , , , , , , , | Leave a comment

My Life as a Realtor – Day 83

My Life as a Realtor ~

Day 83:

Columbus Day!  Kids are off from school – I went into Danbury – then to the office… Century 21 VJF Realty  – Home Depot for the 10th time this month!  My last stop before going home was A & P

SSPX0624                                                                       Home Depot

received a buyer call – Yahoo! – while I was in the office – someone looking for land – also got my listings together for tomorrow’s appointment with my First Time Home Buyer.

Joe is getting the house ready for winter – Ugh!   He insulated Amanda and Sara’s outside bedroom wall that leads into the attic above the garage – no insulation – Mmmm – guess that’s why their room seems to always be chilly.  Joe also painted the front doors and finished insulating all the windows around the doors.  Maybe… just maybe, I won’t freeze my butt off this winter!

HPIM2731

October 14, 2009 Posted by | My Life as a Realtor, Uncategorized | , , , , , , , , | Leave a comment

My Life as a Realtor – Day 76

My Life as a Realtor ~

Day 76:

I can’t believe I have to go back to Home Depot… again… since the moulding that Joe purchased yesterday was, well – I’ll be nice… or maybe I won’t – it was just darn ugly!!!

Stopped by my clients home first to have him sign a price reduction2A Hudson Drive ~ New Fairfield, CT

HPIM2535                                                                      Water View of Ball Pond

Then off to the office ~ Century 21 VJF Realty ~ Brewster, NY…

Home to pick up Jonathan and drop him off for soccer practice…

SSPX0687

All while talking, texting and e-mailing clientsI love my phone, I love my phone, I love my phone…  To be able to assist all of my clients from anywhere and everywhere is awesome!  How did we ever manage without cell phones

Oh, I remember when I was pregnant with Amanda – who is now 17.   Two weeks before my due date,  my husband was at a soccer game about an hour away – and of course, I go into labor and Joe has no cell phone!  In the end, it all work out – my sister, Lisa, who was also expecting ~ her son Derek ~ came and stayed with Melissa – who was 3 1/2 – and David – who was 1 1/2.  My brother-in-law, Richie,  drove me to the hospital – where all the nurses mistook him for my husband and kept wanting to examine me with him in the room!  Miraculously, my contractions seemed to slow down – I think Amanda decided to wait for her daddy before making her dramatic entrance – so, I was told to go take a walk around the hospital halls.  Poor Richie came with me – wobble, wobble – down the hall I went – and to my surprise, when I reached the end of one of the hallways where the elevators were – the doors opened and there was my Joe – soak and wet due to a terrible rain storm during the game – but he was there and Amanda was born – healthy, happy and  beautiful!

October 8, 2009 Posted by | Ball Pond, Connecticut, My Life as a Realtor, My Listing, New Fairfield, Uncategorized | , , , , , , , , , | Leave a comment

My Life as a Realtor – Day 22

My Life as a Realtor ~

Day 22:

Another busy day…. getting all together for my new listing

HPIM2239                                                            Views of Ball Pond

Attended a Networking Luncheon at Villa Pasta in New Fairfield.  Met and networked with people in different fields – insurance, mortgage, marketing, news, …

HPIM2252

Went to the office – Century 21 VJF Realty

HPIM2255                                                                       My desk

Then off to Shaw’s

HPIM2257                                                Look at those lovely dark clouds…

I had about 10 things I had to pick up – Ha!  I also seem to buy quadruple the amount…

HPIM2258                                                         Some of my groceries

After paying and renting a few movies from RedBox, I came out and it was pouring!  By the time I made it to the car and packed all the bags into the trunk – I was soaked!!

HPIM2263                                                 Pouring during the drive home

August 13, 2009 Posted by | Ball Pond, My Life as a Realtor, My Listing, New Fairfield, Uncategorized | , , , , , , , , , | Leave a comment

My Life as a Realtor – Day 15

My Life as a Realtor ~

Day 15:

One evening appointment today – in New Milford – near Candlewood Lake.  We were followed around by 2 kitties that seem to have the run of the house.  Funny that my daughter Sara, sketched this picture of a kitty just this morning –

HPIM2160                                                                       Sara’s Drawing

My “To Do” list is getting long…er – need to get motivated and start doing things – I do love crossing off  things I’ve done.  It’s great seeing the list get smaller and I enjoy the sense of accomplishment.  It also motivates the kids to help, they too enjoy crossing off the list.  Here’s just a few items for today that I added to my everyday chores

  1. Clean shelf and nic-nacs to make into our new cookbook shelf ~ CHECK
  2. Go through mail – get rid of junk mail – organize bills that will be paid this week ~ CHECK
  3. Clean out my pocketbook ~ CHECK
  4. Wash all fruit trays and rearrange on breakfast bar ~ CHECK

Before my appointment, I went to the officeCentury 21 VJF Realty – had an Open House today in Brewster, NY –  A home with 3.75 acres and zoned for 2 horses ~ CLICK ~  Eva and I also viewed another home in Brewster  –  a 3 bedroom, 2 bath home that’s aggressively priced ~ CLICK ~

After Open Houses, I received a call – a new client looking for a rental – we’ll be going out tomorrow since she has only 2 months left on her current rental.

HPIM2162

Stopped at the bank – then off to A & P in Brewster, NY – flew home to drop off the groceries – picked up my clients to view the home in New Milfordhome again to make dinnerchicken cutlets, baked ziti and salad– Sara and Amanda helped alot with dinner, dishes and laundry.  Maybe, just maybe, I’ll be in bed by 2 am… it’s now almost 1:55am and I have just 1 more thing on my list!

August 6, 2009 Posted by | My Life as a Realtor, Realtor Open House, Uncategorized | , , , , , , , | Leave a comment

Finding a Good Real Estate Agent

Realtor

Finding a good Real Estate Agent can be tricky.  You can start your search on the web, maybe by company – like Century 21, then by state and finally narrowing it to a certain town or area(s) your interested in.  Lets say Putnam County in New York in either Brewster, Patterson, Carmel, Kent, Mahopac, Putnam Valley   –  Century 21 VJF Realty handles all these areas – along with Westchester, Dutchess, Columbia and Ulster counties in New York – and counties through out Connecticut.

After finding a Real Estate office your comfortable with, now you can search for a Realtor – one that suits the needs of their clients, being available evenings, weekends and holidays – a full time agent.  Maybe you prefer someone who has experience, is full of knowledge, energetic, is up on all that is going on in TODAY’S market – including foreclosures, short sales and the explosion of networking with Facebook, Twitter, Active Rain, has a website and/or a Blog!  If not, then at least consider an agent that has a computer at home so they have access to getting  info at all times – and – a cell phone!

023

As a Realtor, I have come across agents that DO NOT HAVE A CELL PHONE – or don’t give out their cell phone number – or turn off their phones at 6pm – ??  Others that leave their laptop in the office, therefore not having access to the Multiple Listing Service until they’re back in the office – Mmmm??  In my book, these agents are part timers – not full time agents.  I’m sure they have their reasons, and my guess is it works for them and they’re OK with it.  But, if your not, make sure sure you ask questions BEFORE you set up an appointment to meet and go out with a Realtor.  Ask why they got into Real Estate – because they love looking at houses and they can make their own hours – or – because they are passionate about selling homes, they eat, sleep and dream of Real Estate!  Ask if they would be available when it’s convenient for YOU – what time can you call them until – what areas do they show and sell in.  Also, while getting to know them, see if they seem honest, have a sense of humor, patience and are they LISTENING to you and what YOU need – you’ll appreciate all of these qualities in an agent to get you through the process of buying and/or selling your home which can be one of the most complex and significant financial event in your life!

July 20, 2009 Posted by | Brewster, Buyers, Century 21 V.J.F. Realty, Putnam County, Real Estate, Realtor, Sellers | , , , , , , , , , , , , , , , | Leave a comment

Buying a Home in New Fairfield, CT

If your looking to buy a home in New Fairfield, CT – WONDERFUL!  My family and I moved here from Harrison, NY about 4-1/2 years ago and we LOVE it! 

picture-351Ball Pond – Scenery during my daily commute

New Fairfield borders Brewster, NY – making an easy commute to work for both myself to Century 21 V.J.F. Realty which is located right in Brewster – and my husband who commutes via I-684 to NYC.

picture-339Candlewood Lake

Why New Fairfield, CT

  • Accessibility to I-84 and I-684since we do have to work!
  • Great Schoolsmoved here with 5 kids and schools were very important to me.  Don’t have school age kids?  Please keep in mind that purchasing a home which a good school system is great for resale purposes!
  • Low Taxeswe have a comfortably spacious home on 2.1 acres – and pay less taxes than some homes that are 1/4 the size in my neighboring towns of NY.
  • Lot’s of choices for shopping in neighboring Danbury, CT including the Danbury Fair Mall With a large family, I spend lots of $$ in groceries, clothing and other necessities – having choices and paying low taxes on items that are taxable is great! 
  • Candlewood Lake – BEAUTIFUL!!!  60 + miles of shoreline – motorboats are allowed and if you don’t own one, no problem since you can always rent one!
  • Fresh air and scenic viewsYou can go hiking in Pootatuck State Forest or visit the state park of Squantz Pond – or just open your window and BREATHE!
  • Great for a first time home buyer and/or luxury buyerThere are 2 bedroom homes in the $200,000 price range, perfect for a first time home buyer – or large homes, some in private Candlewood Lake communities, for up to a few mil for the luxury buyer.
  • Lots of Wildlife – all I have to do is sit on my deck which faces the woods in my back yard.  There we will see families of deer, foxes, wild turkeys, coyotes – and many have seen bobcat and bear – these last 2, I honestly hope to NEVER see!

home-020Birds in my side yard

In the center of town you’ll find everything from Shaw’s Supermarket or for fresh meats and an awesome Deli, there is the New Fairfield Food Market. For a bite to eat there is Bruno’s Pizza, Biscotti’s, Portofino’s the local diner,  Chinese take out and other eateries. There is also Gas stations and repair shops, Physicians and Dentists, Starbucks and Dunkin Donuts, Hair and Nail salons, our local Hardware store, Banks, Dry Cleaners, Video store – and of course our New Fairfield Post Office, Town Hall and Library.  A small town life with all life’s necessities!

I plan on living here until I’m old and gray… sadly, both have already started!

picture-495Stream after a rain storm in my Backyard 

picture-0081Squantz Pond – State Park in New Fairfield, CT

WON’T YOU BE MY NEIGHBOR?

February 10, 2009 Posted by | Buyers, Candlewood Lake, New Fairfield, Uncategorized | , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Century 21 V.J.F. Realty – Our Admin Department

It is a pleasure to introduce our Administration Department – our right hand here at Century 21 V.J.F. Realty Inc. – Anne and Diane.

Our Broker, Vincent J. Ficarra, has been in Real Estate since 1973 and our office sits conveniently right off of 684 on Route 22 in Brewster, NY – which is also just minutes from the Connecticut border.  We are open for business 7 days a week, and the office is buzzing from the minute Anne and Diane arrive.  

Even in this market of change, their responsibilities and work load has not slowed down.  Together with our office manager, Linda Ficarra, they work side by side continuously building our web presence and internet exposure for both our buyers and sellers.  In an office of over 40 agents, the day never ends, it just pauses for a bit and continues the next morning – full speed ahead!  

I am extremely proud to be associated with such a professional and outstanding office who services Westchester, Putnam, Dutchess, Columbia and parts of Ulster Counties in New York as well as Fairfield and parts of Litchfield Counties in Connecticut. 

HAPPY BIRTHDAY ANNE!!

May 16, 2008 Posted by | Brewster, Buyers, Century 21 V.J.F. Realty, Connecticut, NY, Sellers, Uncategorized | , , , , , , , | 1 Comment