Diana's Neighborhood

Real Estate in New York & Connecticut – Won't you be my neighbor?

Now is the Time to Buy a Home

Betsy Stark on abc News – If you can buy a home, now is the time… 

                                 ~~~~~~~~~~~~  CLICK Here to View Video  ~~~~~~~~~~~~

                                                           Robert S. Donovan – Flickr.com

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March 3, 2010 Posted by | Buyers, Home, Uncategorized | , , , | Leave a comment

Century 21 Home Path

Vodpod videos no longer available.

more about “Century 21 Home Path“, posted with vodpod

 

March 2, 2010 Posted by | Century 21 V.J.F. Realty, Uncategorized | , | Leave a comment

My Life as a Realtor – Day 139

My Life as a Realtor ~

Day 139:

How wonderful it was to enjoy coffee with my Ma this morning.  This is the great part about her arrival – knowing that we will enjoy time together for a few months.  The sad part is when her departure date starts to approach – but I’m not going there now!  Today, Joe was also home from work – things are slow and I pray it won’t be for long.  But we had a nice lunch and great dinner together. 

With work, I had a webinar regarding the Extended and Expanded Tax CreditIt’s a great time to buy!  I also spoke with a past client about putting her dad’s home on the market after the Holidays.  A quiet day, but still managed to make it to bed well after midnight!

Ok – we are what?? 16 days away from Christmas Day!! – and I have only put a dent in my holiday shopping.  My plan for the next few days, is to get our tree and decorate it and to get some shopping done.  I still haven’t made my way to the Danbury Fair Mall to view all their decorations.  Here are 2 photos from last year…

December 10, 2009 Posted by | Christmas, My Life as a Realtor, Uncategorized | , , , , , , | Leave a comment

Homebuying Dos and Don’ts

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If your taking advantage of this “Buyers Market”  –  here are some Dos and Don’ts from FRONTDOOR.COM <CLICK>

listingbook_adclip_dreamhome_boxed

Also, Listing Book is a great way to search like an agent and view all current listings that are updated every 30 minutes – unlike other Home Search sites – AND – it’s FREE!  Register for your account –       <CLICK HERE TO VIEW> 

victorian-ikkoskinen                                                                           ikkoskinen – Flickr.com

March 28, 2009 Posted by | Buyers, Home, Listing Book | , , , , , | Leave a comment

Housing Market – What goes DOWN, must come UP!

heading-up-andreia                                                                        Andreia – Flickr.com

Currently, we are in a “down” market.  But… “What goes down, must come up!” – right?  Many people know this of course, and have only one question – When will the market start going up?

coconut-tree-swami-stream2                                                                Swami Stream2– Flickr.com

This answer can vary, depending on the state and city or town – and on the type of home – single family, condo/townhomes or new construction. 

Some areas believe they have reached the bottom and there is only one way to go from there – UP!

looking-up-bill-in-ash-vegas1                                                                    Bill in Ash Vegas – Flickr.com

In the areas that I service – Westchester, Putnam and Dutchess Counties in New York and Fairfield and parts of Litchfield  Counties in Connecticut – I can honestly say that I am busy.  Many of my clients are aware that the high volume of inventory, low prices that are still negotiable – along with LOW INTEREST RATES – and the $8,000 tax credit – if it applies – makes it a FANTASTIC TIME TO BUY!

So, don’t catch yourself in the future saying, I should have bought that house.”

I promise to do my best…

fairies-in-the-garden-aussiegall1                                                             Aussiegall – Flickr.com

in helping your Home Buying dreams come true!

mushroom-house-ktylerconk                                                                    Ktylerconk – Flickr.com

“The future belongs to those who believe in the beauty of their dreams.”   – Eleanor Roosevelt

March 18, 2009 Posted by | Buyers, Connecticut, Home, NY, Uncategorized | , , , | Leave a comment

Tax Tips for Home Buyers, Sellers and Owners

I receive numerous e-mails daily.  Many are of helpful tips and important information.

                                                               peregrine blue – Flickr.comcottage-peregrine-blue

FrontDoor.com has 10 Tax Tips for Home Buyers, Sellers and Owners <CLICK>

tips-rachaelvoorhees                                                                      Rachaelvoorhees – Flickr.com

Please be sure to check or contact your accountant, to see if these new laws apply to you and if your eligible

accountant

March 6, 2009 Posted by | Buyers, Home, Sellers, Uncategorized | , , , , , , | Leave a comment

It’s a Great Time to Buy a Home!

A very good friend of mine, Anthony Frascone with Wells Fargo Home Mortgage, has been keeping me informed on the housing news.

I just received this e-mail from him…

 

I hope this note finds you and your family well…

As I am sure you have seen in the headlines, last weekend the Fed stepped in and took control of the government sponsored entities Fannie Mae and Freddie Mac. This has caused benefits and has restored confidence in mortgage back securities and collateralized debt obligations, which has had  positive impact on 30yr fixed mortgage rates.

Other positive news is the strength of the US Dollar vs. other currencies. After years of a devaluation, the Dollar has reversed to a 12 month high, and combined with reduced demand for oil, we have seen barrel of oil prices drop from $147 to $100 (32% decrease), which has been a blessing for us consumers at the gas pump (people smile when you fill up at $3.61 a gallon, compare to $4.45 a gallon), and eases fears a bit as we approach home heating oil season as prices are easing a bit for the winter season.

Rates have dropped about .625% to .75%, which means on a $300,000 mortgage, a monthly payment has dropped by $147 a month. Rates are now available in the 5.375% to 6% range.

This can translate into ancost effective refinance to a lower rate, an opportunity for debt consolidation, switching an adjustable rate mortgage to secure fixed rate mortgage , and to purchase a home and have lower monthly costs.
 
Combine this with home prices that have become more affordable, and you have a positive effect for a home buyer, lowering their debt to income qualifying ratios by 3%, giving them more and more buying power.
There has been a lot of noise regarding the challenging economic news, and there is a way to go on the road to recovery, but there has also been some very positive changes, that everyone should realize. One key strength that all of us do have is the power to ask questions and get answers from all of our current service providers, whoever they are…Insurance specialists, heating oil, auto – home life policies, contractors and fuel providers, and local banks….we are a combined force that drives the local and National economy that also has a direct affect on the Global economy, so the people who we give are hard earned money to for goods and services should always provide us the best pricing available combined with great service on top of it
 
 For more information call Tony direct @ 203~648~6713
I hope this news gives everyone a smile, as it did to me.  It’s a great time to buy, the clouds have parted and there’s a beautiful blue sky to view!
                                                                                  
 
 Thanks to GOOGLE for the “For Sale” Image
 
 

 

 

 

 

 

September 12, 2008 Posted by | Buyers, Connecticut, NY, Uncategorized | , , , , , | Leave a comment

HOMEBUYERS SEMINAR (2)

 Once again, Century 21 V.J.F. Realty will be holding their FREE HOMEBUYERS SEMINAR!  I had written a previous post regarding what this seminar offers.

I highly suggest attending if your interested in purchasing now or in the near future.  We will have an Attorney, a Home Inspector, an Environment Specialist and Mortgage Brokers to instantly pre-approve you and/or answer any questions that you may have.  Also, you will receive approximately $5,000 in coupons for your home buying process.  You will not be disappointed!

Get to know us a bit by visiting our office’s website.

FREE HOME BUYERS SEMINAR – SATURDAY, MAY 31, 2008 10:00 am to 12:00 pm

Can’t make that date – no problem, we’re having another on June 14th!

Century 21 V.J.F. Realty – 973 Route 22 – Brewster, NY 10509 – Office Phone: 845-279-7700

  WON’T YOU BE MY NEIGHBOR?

Thanks for GOOGLE IMAGERY

May 29, 2008 Posted by | Brewster, Buyers, Century 21 V.J.F. Realty, NY, Uncategorized | , , , , , | Leave a comment

Get Pre-Approved First – Then Go House Hunting!

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Most buyers tend to start their house hunting on-line through sites like REALTOR.COM, TRULIAand many other sites.  Then, they may contact a Realtor, possibly the listing agent to an interesting home they’ve spotted on line.

The next thing they know, they’re scheduling an appointment to view homes and one day, it happens…

They find “the one” – their dream home,  their casa or castle.  They begin to picture themselves, their furniture and belongings in the home.  They may even start picking out paint colors and think of where to place the furniture – getting more and more wrapped up in becoming a homeowner.

Then, they contact a mortgage broker – since their offer, after negotiating, was accepted – Yeah! Or maybe not.  What if that house’s monthly payment isn’t affordable – what if their credit scores have changed – what if they need a bigger down payment?  These are all questions that could sometimes be answered with a simple phone call.

With all the changes in the Mortgage Industry, contacting a mortgage broker or lender is crucial.  It will save you much dissappointment and give you peace of mind while shopping for your first or next home.

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Call me for a list of fantastic people to assist you in any and all questions that you may have.  For now, check out DML Mortgage’s Link.  Paula Ventura or David Litchman are great!

April 17, 2008 Posted by | Buyers, Mortgage | , , , , , , , | Leave a comment