Diana's Neighborhood

Real Estate in New York & Connecticut – Won't you be my neighbor?

Housing Market – What goes DOWN, must come UP!

heading-up-andreia                                                                        Andreia – Flickr.com

Currently, we are in a “down” market.  But… “What goes down, must come up!” – right?  Many people know this of course, and have only one question – When will the market start going up?

coconut-tree-swami-stream2                                                                Swami Stream2– Flickr.com

This answer can vary, depending on the state and city or town – and on the type of home – single family, condo/townhomes or new construction. 

Some areas believe they have reached the bottom and there is only one way to go from there – UP!

looking-up-bill-in-ash-vegas1                                                                    Bill in Ash Vegas – Flickr.com

In the areas that I service – Westchester, Putnam and Dutchess Counties in New York and Fairfield and parts of Litchfield  Counties in Connecticut – I can honestly say that I am busy.  Many of my clients are aware that the high volume of inventory, low prices that are still negotiable – along with LOW INTEREST RATES – and the $8,000 tax credit – if it applies – makes it a FANTASTIC TIME TO BUY!

So, don’t catch yourself in the future saying, I should have bought that house.”

I promise to do my best…

fairies-in-the-garden-aussiegall1                                                             Aussiegall – Flickr.com

in helping your Home Buying dreams come true!

mushroom-house-ktylerconk                                                                    Ktylerconk – Flickr.com

“The future belongs to those who believe in the beauty of their dreams.”   – Eleanor Roosevelt

March 18, 2009 Posted by | Buyers, Connecticut, Home, NY, Uncategorized | , , , | Leave a comment

Keeping Sane While Being a Realtor

To keep myself sane in this crazy housing market and the collision of the economy, unemployment and credit crisis – I stay hopefull by listening to my favorite tunes, watch some tear-jerking, tummy-tickling and jaw-dropping movies – along with others that are inspiring“Pursuit of Happyness” with Will Smith is awesome!  I also remember each and everyday that I need to push myself for my family – my husband who works 7 days a week outdoors in this bitter cold and my 5 children. 

My faith and being well aware that so many people are in such difficult situations is also a tremendous part of getting through touch times.  I read yesterday about an agent, who’s being a friend, while helping to sell the homes of clients– one with an inoperable tumor in her head – and another who’s husband beat and left her with 3 young children, 2 with severe autism.  Reading this made me sad, but I am glad those sellers have a good agent.  Also after reading this article, it made me realize how fortunate I am – even with my home sales being down, my husband having to switch companies risking his hours being cut, a fire in our house and bills that are causing nightmares!

nightmare

Listening to my mother’s stories of growing up in Portugal brings a smile to my face – everytime.  But there are also many stories of  heartache.  In the small village where both of my parents grew up in – Vila Rinho da Raia in Chaves, Portugal – bordering Spain.  Of all the homes in that village, not one went untouched with sadness.  Either with severe illness and/or poverty and many times, the death of a child.  I’ve asked myself,  How did they get through those difficult times?  What support did they have? … 

My paternal grandmother lost not one, but a few children at childbirth, her 4 year old daughter was kidnapped, found and died of unknown causes a few days later, her husband – my grandfather – passed away, leaving her to raise all 7 children on her own.  But yet, she continued to live…

My Grandparents and my father 1925

 

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Today, we just reached 3 million people who have lost their jobs.  If you know someone who has – stay in touch with thema phone call, get together for a cup of coffee, help them write their resume or look through the want ads.  Being a supportive friend goes a long way.

friendly-hug-mysza831                                                                            mysza831 – Flickr.com

An article for inspiration and advice:

“Worry never robs tomorrow of it’s sorrow, but only saps today of it’s strength.” – A.J. Cronin

February 3, 2009 Posted by | Economy, Inspiration, Uncategorized | , , , , , , , , | Leave a comment

Obama Promises More Low Cost Mortgages

I received some positive news today via e-mail.  An article written in “Daily Real Estate News” through Realtor.org

obama

Obama Promises More Low-Cost Mortgages…

President Barack Obama promised Saturday to reduce mortgage costs as a key part of his plan to improve the economy.

Analysts applauded the move, saying that making low-cost mortgages widely available could stabilize housing markets and jump start new home construction.

Beyond that, observers say aid for the troubled housing market will help blunt the anger many Americans feel over the financial bailout as the executives of firms that received billions take bonuses while average people lose their homes.

Source: Reuters News, Mark Felsenthal (01/31/2009)

Any positive news makes me happy for both my buyers and sellers.  My buyerswill be able to possibly take advantage of these historically low interest rates and sellers may see more activity and possibly a SOLD sign in front of their home!

keys-neoliminal                                                                              neoliminal – Flickr.com

February 2, 2009 Posted by | Buyers, Economy, Mortgage, President Obama, Sellers, Uncategorized | , , , , , , , , , | Leave a comment

The Economy, Unemployment, Car Industry, Housing Market … We Need Some Inspiration!

work-for-money

In one way or another, it seems we are all in a struggle these days. The economy and inflation of pricing for gas and oil that we paid – and some are still paying if these expenses were put on credit.  With the increased cost of groceries, airline tickets, fresh flowers, dinner out, getting your lawn cut, a carwash, a haircut, …  – it seemed that just about everything was increased!

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During these past Holidays, many stores were offering discounted prices and incentives to bring people out to shop.  But as I was out and about, the stores and malls seems like any normal weekend – I could find a parking space without having to circle the lot 7 times!  I didn’t have to wait on a line for 45 minutes to pay for 1 gift!  This should have made me happy, but it saddened me because of the reason why it wasn’t crazy and crowded.  People just didn’t have the money or were afraid to spend.

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To keep sane, healthy and to remember that this too shall pass, I found a great site with some inspiration.  To read some ideas – “Looking for Inspiration” by: Cheryl Richardson <CLICK>.

Some of my favorite from this list are :

  • I pray.  When struggling with anger, frustration, uncertainty, etc., “giving it to God” gets me through those feelings and inspires me to know that He is there with me and will guide and get me through.
  • Watching “The Pursuit of Happyness”. This movie reminded me of the determination factor in the pursuit of a goal or dream. You have to keep working toward that goal, even when it’s difficult.
  • I love to read books that keep me in the mind set of doing my best to be a better person.
  • I find inspiration in gratitude. Every day I find at least 5 new things to be grateful for. Things as simple as running water, the cement on my garage floor, the paint on the walls of my house, the way light shines on a tree, today the frost on a picnic table like a million sparkling diamonds. When you think of how little others have in the world, we live in paradise. It energizes me to a happiness that gives me the power to do more, give more happiness, and make a difference in this world.
  • Watching a sunset.

sunset-hamed-masoumi                                                  Hamed Masoumi – Flickr.com

Cheryl has been on Oprah <CLICK>   –   Good Morning America <CLICK> – Recent Good Morning America <CLICK>

So, eat well, exercises, listen to music, watch a sad movie and have a good cry if needed, think of and be grateful for all you have, know that you are fortunate and things WILL get better with a positive attitude and determination, and… don’t forget to BREATHE!

Danbury Fair Mall enhanced through PicNik.com

January 12, 2009 Posted by | Economy, Good Morning America, Inspiration, Money, Oprah, Uncategorized | , , , , , , , , , , , , , , , , , , | Leave a comment